I was talking to a friend of mine a 25+ something; he is a father, and husband. He has lived the life of the here and now. He had the ideas of sales and discounts and free stuff but he found himself in major debt. He and maybe the wife is like a stampede by the way they charge.
Being thrifty is not hooking up with free stuff or even fire sale priced stuff. Living Thrifty in Carolina and beyond life (TM) © 2007 is a disciplined life-choice. It is not always easy but the end-product is fabulous.
“The direction you start on is the direction you are heading”©2007 by Rabbi Dale
Sure, you may save here and there but when you are in the saving mode, you by default spending mode and thereby you will still end in debt. You justify what you are buying and justify what you are saving/spending (saving/spending is the name I coined for the mechanics of even while you are trying to save money while you are spending money you are still "spending" money.) but the end is still the same, money out of your pocket.
I call one blogger her blog “clueless living” because she does not have a clue what she is doing wrong. Maybe if she gets to be a 103 then maybe she will wise up and say this ole Rabbi was right all along. Her idea as with many others is that she goes out and tries to find deals or even free stuff to save money. She seems to forget that even in this saving/shopping mode time is money. If you make $10 and hour at work, your are worth $10.00 an hour off the job in your free time?
My friend has been in debt counseling and eventually will get out of the debt noose around his neck. Once you gotten in debt it is not so easily to get out.
When you get behind in your debt the best thing to do is communicate to who you are in debt to. They want you to get out of debt and may work a repayment plan. You do not have to walk this alone. Many times, they will shorten your debt or even cancel it after they see you are trying to pay it off.
My family use to own a small apartment complex we bought from the original owner. Along with the complex came the present tenants and one was single mother of three. This tenant was so deep in debt. Her ex-husband and father of the children was not paying child support and she was doing all she could to stay afloat. This went on for 6 months and she eventually was paying her rent fully each month plus extra to try to catch up. One day my Dad, Mom, Sister and myself went over to see our tenant. We showed her the amount that she owed on the paper and she told us she was trying to get it paid. My dad said that was not the issue he said you been paying your full rent and then some. He tore up the paper and said you don’t owe us any extra just keep paying your rent and even at that my dad told her he is charging her 1/3 less on rent so had can more money to feed her kids.
I wish I had a landlord like that.
Do the best you can and look at your life and see what you really do not need. Life can still be fun but with a little less stuff.
Till next time, Mazal Tov,
Rabbi DaleI hope you all a Thrifty life that Yeshua/Jesus promised in John 10:10 if you have any questions or comments you and email me at wmsblog”AT”yahoo.com
Check our other blogs housed at http://GoldenChinaOnline.com Remember Thrifty living is the only type of living I know™2007. Mazal Tov. Rabbi Dale
©2007 All Rights Reserved.
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